Repairs
Financing for the Repair Your Association Is Facing
Whatever a milestone inspection, SIRS report, or engineer's assessment turned up — structural, mechanical, or building envelope — a qualifying Florida association can finance the project at the association level and spread the cost over up to 30 years instead of a lump-sum special assessment. No cost to apply, no credit pull to inquire.
Concrete Restoration & Spalling Repair
Association-level financing for Florida condo and cooperative concrete restoration, spalling repair, and rebar remediation — the structural item most milestone inspections and SIRS reports flag first.
Elevator Modernization
Association-level financing for Florida high-rise condo and cooperative elevator modernization — replacing aging controllers, cabs, and hoist equipment in buildings that can't function without them.
40 & 50-Year Recertification
Association-level financing for repairs required under Miami-Dade and Broward County's local building recertification programs — often called the 40-year (and, on the second cycle, 50-year) recertification.
Balcony & Railing Replacement
Association-level financing for Florida condo balcony slab, guardrail, and railing-post replacement — one of the most common findings in a milestone inspection.
Milestone Inspection Repairs
Association-level financing for the repair work a Florida milestone inspection identifies — Phase 1 findings, Phase 2 testing, and the structural program that follows.
SIRS / Structural Integrity Reserve Study
Association-level financing for the funding gap a Structural Integrity Reserve Study reveals — required by Florida law for condo and cooperative buildings three habitable stories and taller.
Roof Replacement
Association-level financing for Florida condo and HOA roof replacement — a required Structural Integrity Reserve Study component and one of the most common capital projects associations face.
Seawall & Coastal Restoration
Association-level financing for Florida seawall repair and coastal restoration — protecting waterfront property, docks, and building foundations from erosion and storm surge.
Repiping & Cast-Iron Pipe Replacement
Association-level financing for Florida condo repiping and cast-iron drain-line replacement — plumbing is a required SIRS component and a common source of unit-to-unit water damage in older buildings.
Parking Garage & Structural Deck Repair
Association-level financing for Florida condo parking garage and structural deck repair — structural work that milestone inspections routinely flag and that Champlain Towers South made a national focus.
Waterproofing & Building Envelope
Association-level financing for Florida condo and HOA building-envelope waterproofing — stucco, sealants, coatings, and deck membranes that keep water out of the structure.
Impact Windows & Hurricane Hardening
Association-level financing for Florida condo and HOA impact-window replacement and hurricane hardening — a required SIRS component and a factor in insurance underwriting.